The Department of Veterans Affairs (VA) has provided guidance on steps to take if you have a VA loan and your home was affected by a natural disaster.
When a natural disaster strikes entire communities are affected and many people are often left wondering about the steps they need to take to begin the process of rebuilding. If you are a veteran whose home has been affected by a natural disaster, and you have a VA guaranteed home loan, the VA has provided guidance information with recommended steps to take to help ensure you receive the assistance you need. These steps include:
- Contacting FEMA
- Contacting your Mortgage Company
- Contacting your Insurance Company
- Change your mailing address if mail can no longer be delivered to the residence
- Checking with local veteran organizations for availability of additional assistance
You may also contact the VA directly by phone at 877-827-3702 to speak with a VA Loan Specialist about your options. If your home was adapted through VA’s Specially Adapted Housing program you may also call 877-827-3702 to find out if you have remaining grant funds to help with repairs.
The VA’s guidance sheet on natural disasters also includes information for mortgage lenders and mortgage servicers.