VA Home Loans and Natural Disasters

VA Home Loans and Natural Disasters

The Department of Veterans Affairs (VA) has provided guidance on steps to take if you have a VA loan and your home was affected by a natural disaster.

When a natural disaster strikes entire communities are affected and many people are often left wondering about the steps they need to take to begin the process of rebuilding. If you are a veteran whose home has been affected by a natural disaster, and you have a VA guaranteed home loan, the VA has provided guidance information with recommended steps to take to help ensure you receive the assistance you need. These steps include:

  • Contacting FEMA
  • Contacting your Mortgage Company
  • Contacting your Insurance Company
  • Change your mailing address if mail can no longer be delivered to the residence
  • Checking with local veteran organizations for availability of additional assistance

VA Guidance on Natural DisastersDownload the VA Guidance on Natural Disasters

You may also contact the VA directly by phone at 877-827-3702 to speak with a VA Loan Specialist about your options. If your home was adapted through VA’s Specially Adapted Housing program you may also call 877-827-3702 to find out if you have remaining grant funds to help with repairs.

The VA’s guidance sheet on natural disasters also includes information for mortgage lenders and mortgage servicers.